A Simple Guide To Property Insurance Claims
Construction companies don’t just build something new, sometimes we need to help fix. As professional builders in Surrey, we are proud to be helping your insurance claims from Southampton all the way to Woking. Insurance work isn’t all of what we do, but we find it incredibly rewarding to be able to help your home get back to the way it was.
How do insurance claims work?
When you place a claim you will need to fill out the required claims forms detailing the loss or damage, depending on the value of the claim, an investigator may be sent out to assess the damage. If you have overestimated the amount, you may be refused part of your claim so make sure you are as accurate as possible. Your insurance handler then gets in touch with companies like us that can help you fix the problem. We work with large companies such as MA assist and Aspray to make sure we are helping you when you most need it.
What are you insured for?
There are hundreds of things homes are insured for, and we do it all. Not sure what you’re covered for? Check with your insurance provider to see your policy, you may want to chop and change things depending on your needs. We are an experienced claim handler having worked on all sorts of insurance claims, from fire repairs to flood damage. We help with any sort of problem, from fixing up one room, to the whole house. Builders like us pride ourselves on being able to help, no matter the problem. Home insurance isn’t actually required by law, but it can be a good investment in the long run. However, many houses that are on flood meadows or near a river are refused home insurance if they have already flooded before.
Types of insurance
There are generally 4 types of insurance that you can choose from. You can have as many or as few of these as you choose, this is dependant on budget. These include: The insurance of the building itself, so that if part or all of it needs to be rebuilt, this can happen without delay or trying to raise the funds. Contents insurance is where your belongings and possessions are covered in the event that they are damaged.
Trace and access cover is for when a problem such as a leak occurs. This may mean that parts of your home need to be removed in order to fix the problem. This cover means that the materials taken away will be replaced at no extra cost.
In the event of your house needing a big enough fix that you can’t live there during its reconstruction. Alternative accommodation is another option that you can take out should you wish to. This provides you with accommodation that you won’t have to pay for.
For more information call us today on 01252 338801 or you can email us at email@example.com. Alternatively, complete our online contact form and we will reply as soon as we can. NBC Construction – professional builders in Surrey.